How to Check Fab Bank Card Balance Online in 2023

In this banking guide, you will learn how to check your prepaid card balance using FAB balance enquiry portal. You can check your prepaid card at any Abu Dhabi Bank FAB ATM without entering your card number. If you wish to check your salary card balance online then you check by putting your card number in FAB exclusive prepaid card balance enquiry system.

First Abu Dhabi Bank (The Largest Bank in UAE) offers corporate and investment banking services to individuals living in the UAE. For companies, there are special benefits of partnering with First Abu Dhabi Bank including low-cost financing options.

FAB Bank Salary Account Balance Check Guide

Fab bank has a dedicated prepaid card inquiry system for the prepaid card you hold. This is a very simple way how to check your account balance on your web browser either on a mobile screen or laptop. Now you can easily check the salary prepaid card balance using the method in this guide.

How to check FAB Bank Balance online?

To check your FAB Bank balance, access your online account through two easy methods: visit the FAB Bank website or download the user-friendly FAB Bank mobile app from the App Store (for iOS users) or the Google Play Store (for Android users).

Make sure the fab prepaid card is with you because you need the card to check your account balance online. Follow the three steps procedure of using the prepaid card enquiry system to check your balance on your mobile screen in a few seconds:

Check FAB Bank Balance Using Website

Here is 4 steps guide to check fab atm card balance and review your last 10 salary transactions online using FAB PPC portal.

Step 1: Login to FAB BANK Portal Online

If you choose to check balance using FAB PPC website, simply type in your web browser’s address bar, click the “LogIn” button at the top right corner, and enter your existing FAB Bank account details. Such as Last 2 Digits of your card and Card ID. Card ID is written at lower left corner of your card.

Card ID is written on left lower corner of card
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Once you have entered the last two digits of card and card id on this portal hit the button “Go” and wait for a few seconds. Now you will see a screen showing your account balance and the last ten transactions. You can also search for the transaction easily on this screen.

Step 2: Check Your Bank Account Information

Once you log in to your FAB Bank online account, you’ll have access to your financial information. Right at the top is your account balance, providing an immediate overview of your funds. No need to wonder anymore, your balance is right there for you to see.

Scrolling down, you’ll find a list of recent transactions. Whether it’s the weekend shopping spree or treating your friends to a cozy dinner, all your purchases are neatly organized. We’ve made sure that keeping track of your transactions is hassle-free by presenting them in an easy-to-read format.

Step 3: Check Your FAB ATM Balance

Easily check your ATM balance by logging in to your FAB Bank online account. Look for the sections labeled “ATM Balance” or “Available Balance”. Right before your eyes, you’ll find the precise amount of money available for your debit card. Our digital wallet keeps track of your funds, ensuring you’re always in the know. No more uncertainty. Enjoy a clear and simple display of your available funds, empowering you to make informed spending decisions hassle-free.

Step 4: Logout From Portal

After checking your ATM balance and reviewing recent transactions, remember to conclude your digital banking journey by logging out of your FAB Bank online account. This straightforward action plays a crucial role in safeguarding your personal information. By clicking the “Log Out” button, you ensure exclusive access to your account and prevent unauthorized access.

Check Balance Using FAB Mobile Application

For the app, search “FAB Bank” in the app store, download and install the app, open it, and enter your FAB Bank username and password. Remember to add the last two digits of your FAB prepaid card number in the specified box after logging into your account.

Most of the users use FAB mobile app to check and monitor their Salary account balance.

The National Bank of Abu Dhabi (NBAD) now referred to by the name FAB also known as First Abu Dhabi Bank offers several prepaid credit cards that can help you avoid any hassle and stress in getting your salary into your account easily. FAB is among the most secure banks in the world, and it can meet your financial requirements without problems. The FAB banks provide the following cards for prepaid:

FAB/NBAD Bank Prepaid Cards:

First Abu Dhabi Bank (FAB) is the largest bank in UAE It offers the following Prepaid cards:

  1. DWallet
  2. Ratibi Prepaid Card
  3. Payment Prepaid Card
  4. Prepaid Gift Card
  5. Multi-Currency Prepaid Card
  6. eDirham Cards
  7. New Generation eDirham Cards
  8. eDirham G2 Al Haslah Cards

All these cards’ balances can be checked with the above guide.

Fab Balance Inquiry prepaid cards
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FAB Cashback Offers

FAB offers cashback up to AED 5,000 for UAE nationals and up to AED 2,500 for expatriates. It’s easy to get started: just download the FAB mobile app and transfer your salary; if you already have a FAB account, you can still participate in this exciting offer by moving your salary there.

EarningsCashback (UAE National)Cashback (Expatriate)
AED 0 – 2,99900
AED 3,000 – 4,999Up to AED 1,000Up to AED 500
AED 5,000 – 14,999Up to AED 2,500Up to AED 1,500
AED 15,000+Up to AED 5,000Up to AED 2,500

Raibi/Salary Card Features

Ratibi is an arabic word that means salary. Ratibi is a payroll system to transfer salaries to employees. Ratibi offers the transfer of salaries via card without the need for FAB bank account.

  • No Activation required
  • No Minimum Balance requirement
  • No Bank account requirement
  • customer service is available 24 hours a day, 7 days a week
  • The cardholder’s own ‘PIN’ can be set from ATMs
  • Free personal accident insurance
Ratibi bank uae
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Benefits of FAB/First Abu Dhabi Bank Prepaid Card

Ratib is an Arabic word that means salary. Nbad Ratibi cards are issued by FAB bank for the payment of WPS and Non-WPS salary payments. Ratibi Prepaid salary card is a fast and easy way of disbursement of salaries.

FAB prepaid card has numerous benefits for employees:

  1. No Minimum balance requirements for card holder.
  2. No bank account required
  3. Card holder will get free insurance (Accident insurance)
  4. Access to huge network of ATM and CDM
  5. Enjoy above benefits without having bank account
  6. Can be used at VISA/MasterCard networks worldwide
  7. Customer support through our 24/7 call center
  8. Cardholders can select their own ‘PIN’ from our ATMs
  9. 100% compliant with the UAE Government’s WPS guidelines
  10. Free SMS Alerts
  11. Eliminate the risk of carrying cash
  12. No bank account required
  13. Secure easy way to receive your wages
  14. Immediate salary crediting
  15. Fully automated service

Benefits For Employers:

  1. Easy and Automatic payroll management
  2. Online card management
  3. Paying on-demand salaries using online banking
  4. Secure salary transfers from your corporate account to Ratibi prepaid cards via online banking

Eligibility Criteria: How to apply for Fab/Nbad Ratibi Prepaid Card?

There are three conditions to getting ratibi prepaid card. If these conditions are fulfilled then the employees can get their salaries in the fab prepaid card without having a bank account in FAB. The employee who fulfills the following conditions is eligible for ratibi cards.

  • The employer must have an account in FAB.
  • The employee must be a resident of the UAE.
  • Only employees with complete and up-to-date KYC details will be eligible to get fab ratibi card.

How to Apply:

  • Complete Ratibi application form and the employee details excel sheet to request Ratibi cards
  • Complete the iBanking application form to access online card management access
  • Applications must be submitted to your nearest branch
fab balance inquiry compressed
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Wages Protection System (WPS)

WPS stands for wages protection system.FAB bank supports the wages protection system which is regulated by UAE regulations. WPS is safe and convenient system for salary payment. FAB bank pays salaries in local currency which is AED. WPS is fully automated service.

Salary Payments (Non-WPS)

FAB bank also supports non-WPS salary payments. For non-WPS salary payments, the FAB bank will issue ratibi cards only if the employer has a corporate bank account. The employee must be a resident of UAE in case of Non-WPS salary payment.


If you have any of the prepaid cards issued by Fab bank and you wish to check your balance then you can easily check the balance in the above guide. Fab is the largest bank after the merger of First Gulf Bank and National bank of Abu Dhabi into First Abu Dhabi bank.

Frequently Asked Questions

What is a Ratibi Card?

Ratibi is a salary payroll solution by FAB bank which is designed to pay the salaries of employees who earn up to AED 5,000. With ratibi FAB card, the employees can get their salaries without having a bank account.

How can I get a FAB Prepaid ratibi card?

FAB bank has special requirements and eligibility criteria. If the employer and employee fulfill those requirements then you can get the ratibi card.

What are the eligibility criteria for getting FAB/NBA prepaid card?

The employer must have an account in FAB. The employee must be a resident of the UAE. Only employees with complete and up-to-date KYC details will be eligible to get a fab ratibi card.

Can I check the Salary on my Mobile?

This balance inquiry system works on both laptops and mobile for balance checks.

How to check balance of Ratibi ATM card?

To check your balance insert your Ratibi salary card into the ATM machine, enter your PIN, and select the option to check your balance. The ATM will display your current available balance.

How to activate Fab Ratibi Card?

To activate your Fab Ratibi salary card, you can follow the activation instructions provided with the card. Typically, you will need to call the customer service number provided or visit the bank’s website to initiate the activation process.

What are the benefits of ratibi card?

Ratibi card benefits typically include features such as direct salary deposits, access to ATMs for withdrawals, the ability to make purchases online and in-store, balance inquiries, and often additional perks like cashback or rewards programs

Can I deposit my salary cheque into Ratibi prepaid card?

Yes, you can have your Salary cheque deposited directly into your prepaid ratibi card.. Your employer can set up direct deposit, transferring your paycheck onto the prepaid card for your convenience.

What is minimum salary limit of Prepaid Ratibi Card?

The minimum salary requirement for a Fab Bank Ratibi card is AED 5000.

DISCLAIMER: The above guide is presented for information-sharing purposes only. For more information please visit FAB official website.