Monthly installment mobile phone in uae without credit card 2022

If you are interested in purchasing a mobile phone on monthly installment in the UAE, but do not have a credit card, or if you just want another option for getting mobile on installment without a credit card, no worries at all. There is a new development in the United Arab Emirates where you can pay monthly for cell phones instead of having to pay the full amount upfront. It is possible to pay for the phone without paying high interest or using a credit card. Due to this trend, the term Buy now, pay later is becoming more popular.

Financial technology start ups like PostPay, Tabby, Tamara, Cashew payments, and Spotii are able to offer shoppers a way to pay for most items in installments with no interest and no transaction fees, using best-of-breed technology that enables buyers to pay for small purchases or delay payments on purchases such as new headphones on a monthly basis.

In order to answer your question, let me tell you how they work.

How to Buy Mobile Phone (iPhone,Samsung) on Monthly Installment in UAE Without Credit Card?

1. Postpay:

What is Postpay Service?

Unlike other credit cards, it does not charge any transaction fees and has a 0% interest rate. Furthermore, it offers a number of different installment payment options.

What are the installment options?

Postpay offers a variety of installment options, depending on the seller

Where can I find this service?

As of today, the company has partnered with more than 20 wonderful local and international companies, including Kcal, XDubai, The Giving Movement, Dubai Audio, and Squat Wolf.

2. Tabby:

What does Tabby serve?

By using this service, you have the ability to spread the cost of your purchase over a period of time in a secure and safe manner.

Where can I find this service?

There are over 20 e-commerce stores you can use this service for, including Abdul Samad Al Qurashi’s cosmetics company, Souqalmal, in over twenty countries.a leader in the insurance industry, and Apparel Group, which owns Tommy Hilfiger and Aldo.

What are the installment options?

Tabby’s installment payment plan can be selected on the checkout page, and you can select whether you would like to pay in four installments over two months or three installments over three months.

3. Tamara:

What does Tamara serve?

With Tamara, you can pay in a way that is convenient and safe without having to worry about your payment problems. This also allows you to maintain your daily income balance.

What are the installment options?

You have two options if you wish to make your payment in installments:

You are able to split the payments into three over a period of 60 days without incurring any additional fees, or you can pay it all in full thirty days afterward without incurring any additional fees.

Where can I use it?

At the moment, Tamara supports all products and brands that are available on the market. Aside from Apple, you can enjoy purchasing any mobile without a credit card on installment.

4. Cashew Payments:

What does cashew serve?

Whether you are buying them online or in the store, cashews can be used as a payment method. With Chew, signing up for an account is as simple as clicking a button during the store checkout and getting approved instantly. That way, you can get what you want now and pay for it later, without incurring any additional charges.

What are the installment options?

Divide or delay the process. It is possible to place an order using this service, and it will be paid for within 14 days of the order being placed. In other words, if you choose to split the cost of your purchase into three equal monthly installments, you will be able to spread the cost over three equal monthly installments.

Where can I use it?

As a result of our cooperation with over 20 local and international partners, we are able to offer our clients Afaq center, Morgan, Designitch, Shopee, and many more.

5. Spotii:

What does Spotii serve?

In order to make their products more affordable, Spotii offers customers the option to pay in four interest free payments, with the first 25% due right away.

How does it work?

You are required to add your name, phone number, and debit card information before payment will be auto-deducted. Before the due date for payment, you will be issued with a reminder to let you know when the payment is due.

Where can I use it?

Several retailers are Spotii’s retail partners, many of which cater to the fashion and lifestyle industries. Some of these include Shein, Jumbo Electronics, Ajmal Perfumes, Laflor Store, The Plush Posh, and Moroccan home d├ęcor brand The People of Sand.


This is the easiest and most convenient way to purchase a monthly installment mobile phone in the UAE without credit card or any other product you like. Secure, convenient, and easy method of paying with no interest and a variety of installment options.

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